Privacy Policy

PLEASE READ THIS PRIVACY POLICY CAREFULLY. It explains how Accountant & Co., Inc. (“Accountant & Co.,” “we,” “us,” or “our”) collects, uses, discloses, and safeguards your personal data when you visit https://accountantandco.com (the “Website”) or use any related applications and services (collectively, the “Services”). It also describes your rights under the General Data Protection Regulation (EU) 2016/679 (“GDPR”), the California Consumer Privacy Act as amended by the California Privacy Rights Act (“CCPA/CPRA”), the California Online Privacy Protection Act (“CalOPPA”), and other applicable laws.

By accessing or using the Services, you acknowledge that you have read and understood this Policy.

1. DEFINITIONS

Personal Data – information that identifies, relates to, describes, or could reasonably be linked to an individual or household.
Processing – any operation performed on Personal Data (collection, storage, use, disclosure, deletion, etc.).
Controller – the entity that determines the purposes and means of Processing Personal Data.
Processor / Service Provider – a party that processes data on behalf of the Controller.
Sensitive Personal Information (SPI) – as defined in the CPRA.
Cookies – small text files placed on your device that store information about your visit.
Usage Data – data collected automatically (e.g., IP address, browser type, pages visited).

2. INFORMATION WE COLLECT

2.1 Information You Provide

Account details (name, postal address, email, telephone).
Payment information for purchases and subscription plans.
Correspondence, support tickets, feedback, and survey responses.
Marketing consents and communication preferences.

2.2 Information Collected Automatically

IP address, browser type/version, operating system, referrer URL, date/time stamp.
Device identifiers (Advertising ID, IDFA, GAID).
Cookies, pixels, SDKs, local storage (see Section 4).

2.3 Information from Third Parties

Email marketing – Mailchimp (subscription status, engagement metrics).
Analytics & Performance – Google Analytics, Microsoft Clarity, Hotjar, Matomo (aggregated usage statistics, heat‑maps, session recordings).
Advertising & Remarketing partners (Section 5).
Social‑media platforms if you use “Like,” “Share,” “Follow,” or social log‑in buttons (Facebook, X/Twitter, LinkedIn, Google, GitHub).

Contract performance (Art. 6 (1)(b)) – Provision of Services and paid products.
Legitimate interests (Art. 6 (1)(f)) – Security, fraud prevention, analytics, and business improvements.
Consent (Art. 6 (1)(a)) – Marketing emails, non‑essential cookies, personalised ads.
Legal obligation (Art. 6 (1)(c)) – Tax, accounting, and regulatory compliance.

4. COOKIES & SIMILAR TECHNOLOGIES

We use first‑ and third‑party cookies, pixels, and SDKs to:

Operate the Website (strictly necessary).
Remember preferences (language, cookies banner choices).
Measure performance (page load times, user journeys).
Deliver advertising & retargeting (frequency capping, conversion tracking).
Enable social media features (embedded feeds, single sign‑on).

When you first visit, a Cookies Notice asks for your consent to non‑essential cookies. You can change or withdraw consent at any time via the “Cookie Settings” link in the footer. Details are provided in our separate Cookies Policy.

5. ADVERTISING, ANALYTICS & REMARKETING

5.1 Advertising Networks

Google Ads (AdSense) · AdMob by Google · Bing Ads · Flurry · InMobi · MoPub · StartApp · AdColony · AppLovin · Vungle · AdButler · Unity Ads

5.2 Remarketing Platforms

Google Ads (AdWords) · Facebook Custom Audiences · X/Twitter Ads · Bing Ads · Pinterest Ads · AdRoll · Perfect Audience · AppNexus

These partners may set cookies to build pseudonymous profiles and serve interest‑based ads. Opt‑out options: Network Advertising Initiative (https://optout.networkadvertising.org) and Digital Advertising Alliance (https://optout.aboutads.info).

5.3 Analytics & Performance Tools

Google Analytics, Microsoft Clarity, Hotjar, and Matomo collect aggregated statistics (e.g., page views, scroll depth) to help us improve usability and content.

Embedded “Like,” “Share,” “Follow,” and social log‑in buttons from Facebook, X/Twitter, LinkedIn, Google, and GitHub may collect your IP address and set cookies. Your interactions with these features are governed by the privacy policies of the respective platforms.

5.5 reCAPTCHA

We use Google’s Invisible reCAPTCHA to protect forms. Use is subject to Google’s Privacy Policy and Terms of Service.

6. HOW WE USE PERSONAL DATA

Provide, operate, and maintain the Services.
Process transactions (one‑time purchases and subscription plans).
Manage user accounts and authenticate log‑ins.
Communicate with you about updates, security alerts, and support.
Send newsletters, promotions, and event invitations (with consent).
Display personalised advertising and measure campaign effectiveness.
Analyse usage trends to improve functionality and performance.
Detect, prevent, and respond to fraud, abuse, and security risks.
Comply with legal obligations and defend our legal rights.
Conduct business transfers (merger, acquisition, asset sale) where Personal Data may be part of transferred assets.

7. DISCLOSURE OF PERSONAL DATA

We may share your data with:

Service Providers / Processors – hosting providers, analytics vendors, email delivery services, payment processors.
Advertising & Remarketing partners (Section 5).
Affiliates – parent, subsidiary, and joint‑venture companies subject to this Policy.
Business transferees – in connection with mergers, acquisitions, or asset sales.
Authorities – when required by law or to protect rights, safety, or property.
With your consent – for any other disclosed purpose.

We do not sell Personal Data under CCPA/CPRA. We may share data for cross‑context behavioural advertising; you may opt out (Section 10).

8. DATA RETENTION

We retain Personal Data only as long as necessary for the purposes stated or as required by law (tax, accounting, security). Usage Data is kept for a shorter period unless needed to enhance security or functionality.

9. INTERNATIONAL DATA TRANSFERS

If we transfer Personal Data outside the EEA/UK/Switzerland, we rely on Standard Contractual Clauses approved by the European Commission, adequacy decisions, or other lawful safeguards.

10. YOUR PRIVACY RIGHTS

Right of access · rectification · erasure · restriction · portability · objection · withdrawal of consent · complaint to a supervisory authority.

10.2 CCPA/CPRA (California)

Right to know · delete · correct · opt‑out of sale/sharing · limit SPI · non‑discrimination. Submit requests: [email protected].

10.3 CalOPPA & Do Not Track

We honour browser “Do Not Track” and Global Privacy Control signals where technically feasible.

10.4 Opting Out of Marketing

You can opt out of marketing emails by clicking “unsubscribe” in any email or contacting us.

11. SECURITY

We implement industry‑standard safeguards: HTTPS encryption, firewalls, intrusion detection, tiered access controls, regular penetration testing, and staff training. No Internet transmission is 100 % secure; therefore we cannot guarantee absolute security.

12. CHILDREN’S PRIVACY

The Services are not directed to children under 13, and we do not knowingly collect data from them. Parents who believe their child has provided data may contact us for deletion.

13. CHANGES TO THIS POLICY

We may update this Policy periodically. Material changes will be announced via a banner or email and indicated by a new “Last Updated” date. Continued use after changes constitutes acceptance.

14. CONTACT US

Accountant & Co – Privacy Team Nagatinskaya St. 16, Moscow, 115487, Russia Email: [email protected]