Terms & Conditions

Terms and Conditions — Accountant & Co. Last updated: 29 April 2025

PLEASE READ THESE TERMS AND CONDITIONS (“TERMS”) CAREFULLY BEFORE USING THE WEBSITE LOCATED AT https://accountantandco.com AND ANY RELATED APPLICATIONS OR SERVICES (COLLECTIVELY, THE “SERVICE”). BY ACCESSING OR USING THE SERVICE, YOU AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT AGREE, DO NOT USE THE SERVICE.

  1. DEFINITIONS “Accountant & Co.,” “we,” “us,” or “our” means Accountant & Co., Inc., Nagatinskaya St. 16, Moscow, 115487, Russia. “You” or “User” means the individual or legal entity accessing or using the Service. “Content” means all text, graphics, logos, trademarks, artwork, interfaces, photographs, code, and other materials contained in or made available through the Service. “One‑Time Purchase” means a non‑recurring payment for a specific good, digital item, or service. “Subscription Plan” means an automatically renewing paid plan that grants ongoing access to specified features or services until cancelled.

  2. ELIGIBILITY Users must be at least 18 years old and have the legal capacity to enter into these Terms. By using the Service, you represent that you meet these requirements.

  3. ACCOUNT REGISTRATION Certain features may require you to create an account. You agree to provide accurate information and maintain its accuracy, to keep your login credentials confidential, and to notify us of any unauthorized use of your account. You are responsible for all activities under your account.

  4. PURCHASE TERMS 4.1 One‑Time Purchases. You may buy individual goods, digital items or services for a one‑time fee displayed at checkout. All sales are final unless otherwise required by law. 4.2 Subscription Plans. We offer monthly and/or annual Subscription Plans. Subscriptions renew automatically at the then‑current rate unless cancelled before the renewal date. You may manage or cancel your Subscription in your account settings or by contacting support. 4.3 Payments. We process payments through third‑party payment processors (e.g., Stripe, PayPal). By submitting payment information, you authorize us and our processors to charge the stated amount. 4.4 Refunds. Except as expressly stated in a specific offer or required by applicable law, payments are non‑refundable. For EU consumers, statutory “cooling‑off” rights may apply to certain digital purchases not yet accessed or downloaded.

  5. INTELLECTUAL PROPERTY 5.1 Our Content. The Service and all Content are our exclusive property or that of our licensors and are protected by copyright, trademark and other laws. Unless expressly permitted, you may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit any Content. 5.2 Trademarks. All trademarks, logos, and service marks displayed on the Service are our registered or unregistered marks. Nothing in these Terms grants you any right to use them without prior written permission.

  6. USER CONTENT & FEEDBACK If you send or post feedback, suggestions, or ideas (“Feedback”), you grant us a perpetual, worldwide, irrevocable, royalty‑free license to use, modify, and incorporate the Feedback into our products and services without compensation or attribution.

  7. PROHIBITED CONDUCT You agree not to: • Use the Service for unlawful purposes or in violation of any law; • Interfere with or disrupt the Service or servers; • Reverse engineer or attempt to gain unauthorized access to the Service; • Infringe any third‑party rights.

  8. LINKS TO THIRD‑PARTY SITES The Service may contain links to third‑party websites or services. We do not endorse and are not responsible for the content, policies or practices of third‑party sites.

  9. TERMINATION We may suspend or terminate your access at any time, with or without notice, if you violate these Terms or if we discontinue the Service. Upon termination, your right to use the Service ceases immediately.

  10. DISCLAIMERS THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON‑INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR ERROR‑FREE.

  11. LIMITATION OF LIABILITY TO THE MAXIMUM EXTENT PERMITTED BY LAW, ACCOUNTANT & CO SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR LOSS OF PROFITS OR DATA, ARISING OUT OF OR IN CONNECTION WITH THE SERVICE OR THESE TERMS, EVEN IF ADVISED OF THE POSSIBILITY. OUR TOTAL LIABILITY SHALL NOT EXCEED: (A) THE AMOUNT YOU PAID US IN THE 12 MONTHS PRECEDING THE CLAIM; OR (B) ONE HUNDRED U.S. DOLLARS (USD 100), WHICHEVER IS GREATER.

  12. INDEMNIFICATION You agree to defend, indemnify, and hold harmless Accountant & Co. and its affiliates from any claims, damages, or expenses arising out of your use of the Service or violation of these Terms.

  13. GOVERNING LAW & DISPUTE RESOLUTION These Terms are governed by the laws of the Russia, without regard to conflict‑of‑law principles. Any dispute shall be resolved through binding arbitration under the Rules of the American Arbitration Association in Moscow City, unless you opt out within 30 days of accepting these Terms by emailing [email protected].

  14. CHANGES TO TERMS We may modify these Terms at any time. If changes are material, we will provide at least 30 days’ notice via email or by posting on the Service. Continued use after the effective date constitutes acceptance.

  15. CONTACT Questions about these Terms? Email us at [email protected].